Now those are some little things that can make a big difference.

Protection policies aren’t just there for when things go wrong. Many protection insurers include access to a range of health and wellbeing support services – and you don’t need to claim to be able to use them.

These services can make everyday life that little bit easier. From knowing you can have immediate professional support if your child falls ill, to having the tools to keep tabs on your health, these services provide advice, assistance and information to keep you and your family healthy.

Which types of services could you get with your cover?

Here are some of the health and wellbeing services you could get with your policy. Please be aware that not all insurers include these, so it’s well worth making sure you speak to your adviser to make sure you have the right cover in place for you and your family.

• Access to an online GP
• Nutrition consultants
• Mental health consultants
• Online physiotherapy
• Health MOTs
• Nurse healthlines
• Fitness apps
• Second medical opinion service
• Bereavement support
• Legal support

A few good reasons to use these health services:

• The majority of services are free
  You don’t need to claim on your policy to use them and they can be used regardless of pre-existing conditions.
• They are easy to use and convenient
  Many of these services are available for you to book online at a date and time to suit you. They are also easily accessible, whether via an online consultation, an app, or a helpful professional on the end of the phone.
• They are provided by experts
  The support you receive is provided by medical and health experts.
• They are good for your health and wellbeing
  From serious illness to everyday healthcare support, fast access to expert advice and support can be included in your protection policy.*